Disclaimer

ClearCreditUK is an educational website that provides general information about personal finance, credit, loans, mortgages, budgeting, and insurance in the UK. Our content is designed to help you understand financial concepts and make informed decisions.

We are NOT:

• A financial advisor or financial planning service
• Authorized or regulated by the Financial Conduct Authority (FCA)
• A credit broker, lender, or financial product provider
• Providing personalized financial advice or recommendations

ClearCreditUK operates independently and is not affiliated with, sponsored by, or endorsed by any:

• Banks or building societies
• Credit card companies or lenders
• Insurance companies
• Investment firms or financial advisors
• Government agencies or regulatory bodies

Our independence allows us to provide unbiased information and comparisons. However, we may receive compensation through affiliate partnerships, which is disclosed in our Advertiser Disclosure.

The information on this website does not constitute financial advice. Our content is for educational and informational purposes only. We do not:

• Recommend specific financial products or services
• Provide advice tailored to your personal circumstances
• Guarantee the suitability of any financial product
• Make investment recommendations

Before making any financial decisions, you should:

• Seek advice from a qualified, FCA-authorized financial advisor
• Conduct your own research and due diligence
• Consider your personal financial situation and goals
• Read all terms and conditions of financial products

While we strive to provide accurate and up-to-date information, we cannot guarantee that all content is current, complete, or error-free. Financial markets, regulations, and product offerings change frequently.

You should always:

• Verify information with official sources
• Check current rates and terms directly with providers
• Confirm regulatory status with the FCA register
• Review the most recent product documentation

Our website contains links to third-party websites and may reference third-party products or services. We are not responsible for:

• The content, accuracy, or availability of external websites
• The products, services, or practices of third parties
• Any transactions you enter into with third parties
• The privacy practices of external websites

Links to external sites do not constitute endorsement. Always review the terms, conditions, and privacy policies of any website you visit.

ClearCreditUK and its authors, editors, and contributors shall not be liable for any:

• Financial losses resulting from decisions based on our content
• Errors, omissions, or inaccuracies in our information
• Consequences of using third-party products or services
• Technical issues or website downtime

Your use of this website and reliance on any information is solely at your own risk.

For regulated financial advice, products, and services, always ensure providers are:

• Authorized by the Financial Conduct Authority (FCA)
• Listed on the FCA register (register.fca.org.uk)
• Covered by the Financial Services Compensation Scheme (FSCS) where applicable

Useful regulatory resources:

• Financial Conduct Authority: fca.org.uk
• MoneyHelper: moneyhelper.org.uk
• Financial Ombudsman Service: financial-ombudsman.org.uk
• FSCS: fscs.org.uk

If you have questions about this disclaimer or our content, please contact us:

Email: hello@clearcredituk.com
Address: ClearCreditUK Limited, 123 Financial District, Canary Wharf, London E14 5AB, United Kingdom