Terms of Service

Last updated: September 2025

1. Acceptance of Terms

By accessing and using the ClearCreditUK website (clearcredituk.com), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

These Terms of Service ("Terms") are a legal agreement between you and ClearCreditUK Limited, a company registered in England and Wales.

2. Description of Service

ClearCreditUK provides educational content and general information about personal finance, credit, loans, mortgages, budgeting, and insurance in the UK. Our service includes:

  • Educational articles and guides
  • Financial information and comparisons
  • General guidance on UK financial products
3. Use License

Permission is granted to temporarily download one copy of the materials on ClearCreditUK's website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

  • Modify or copy the materials
  • Use the materials for any commercial purpose or for any public display
  • Attempt to reverse engineer any software contained on the website
  • Remove any copyright or other proprietary notations from the materials
4. Disclaimer

Important: The information on this website is for general guidance only and does not constitute financial advice. ClearCreditUK:

  • Does not provide personalized financial advice
  • Is not authorized or regulated by the Financial Conduct Authority (FCA)
  • Does not sell financial products or services
  • Is not responsible for decisions made based on our content

Always seek professional financial advice tailored to your specific circumstances before making financial decisions.

5. Accuracy of Materials

The materials appearing on ClearCreditUK's website could include technical, typographical, or photographic errors. ClearCreditUK does not warrant that any of the materials on its website are accurate, complete, or current. ClearCreditUK may make changes to the materials contained on its website at any time without notice.

We strive to keep information up-to-date but do not guarantee the accuracy of all content at all times.

6. Links

ClearCreditUK has not reviewed all of the sites linked to our website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by ClearCreditUK of the site. Use of any such linked website is at the user's own risk.

Some links may be affiliate links where we receive compensation if you click through and take certain actions. This is disclosed in our Advertiser Disclosure.

7. User Content

If you submit content to our website (comments, feedback, etc.), you grant ClearCreditUK a non-exclusive, royalty-free, perpetual license to use, modify, and display such content. You represent that:

  • You own or have the right to submit the content
  • The content does not violate any third-party rights
  • The content is not defamatory, offensive, or illegal
8. Privacy Policy

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the website, to understand our practices.

9. Prohibited Uses

You may not use our website:

  • For any unlawful purpose or to solicit others to unlawful acts
  • To violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances
  • To infringe upon or violate our intellectual property rights or the intellectual property rights of others
  • To harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate
  • To submit false or misleading information
  • To upload or transmit viruses or any other type of malicious code
10. Limitation of Liability

In no event shall ClearCreditUK or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on ClearCreditUK's website, even if ClearCreditUK or a ClearCreditUK authorized representative has been notified orally or in writing of the possibility of such damage.

Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

11. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of England and Wales and you irrevocably submit to the exclusive jurisdiction of the courts in that state or location.

12. Changes to Terms

ClearCreditUK may revise these terms of service for its website at any time without notice. By using this website, you are agreeing to be bound by the then current version of these terms of service.

13. Contact Information

If you have any questions about these Terms of Service, please contact us at:

Email: legal@clearcredituk.com
Address: ClearCreditUK Limited, 123 Financial District, Canary Wharf, London E14 5AB, United Kingdom